Getting CARDed

By on Feb 14th, 2013

The Credit Card Accountability, Responsibility and Disclosure (CARD) Act, passed by Congress in 2009, bans harmful credit card practices and requires

Shedding Debt: Restructuring for debt relief

By on Aug 29th, 2012

Debt restructuring may sound good, but beneath the surface, debt restructuring is similar to weight loss surgery: always expensive, and without discipline, a step